If you are later admitted to a nursing home and receive Medicaid benefits, the Medicaid office will place a lien on the life estate for the value of services rendered. This lien is released upon your death leaving 100% of the property to the remaindermen. What is a life estate […]
30. Defined as anyone working 30 or more hours a week. Policies: Employers must offer health insurance coverage that is “affordable” – a health plan that does not cost more than 9.5 percent of the employee’s wages – and provides “minimum value.” Is 30 hours full-time in Oregon? Under Oregon […]
The Department of Consumer and Business Services (DCBS) Insurance Division is responsible for consumer protection and regulation of the more than 1,500 insurance companies doing business in Oregon. Who regulates health insurance in Oregon? The Division of Financial RegulationThe Division of Financial Regulation protects consumers and regulates insurance, depository institutions, […]
Other than the individual mandate penalty repeal (and the repeal of a few of the ACA’s taxes, including the Cadillac Tax), the ACA is still fully in effect. Is Affordable Care Act still in effect 2021? This repeal is still in effect in 2021, eliminating the fine for those without […]
The ACA had an individual mandate, meaning all Americans had to have health insurance or pay a tax penalty.Presently there are six states with individual mandates: California. D.C. Massachusetts. New Jersey. Rhode Island. Vermont (but there’s currently no financial penalty attached to the mandate) Is everyone in the US required […]
Medi-Cal offers free or low-cost health coverage for California residents who meet eligibility requirements. Most applicants who apply through Covered California and enroll in Medi-Cal will receive care through managed health plans. Medi-Cal eligibility to include low-income adults. Does Medi-Cal pay for? Medi-Cal covers most medically necessary care. This includes […]
Medi-Cal offers comprehensive preventative and restorative dental benefits to both children and adults. You can find a Medi-Cal dentist on the Medi-Cal Dental Provider Referral List, or by calling 1-800-322-6384. Is dental care free with Medi-Cal? Medi-Cal Dental, also known as Denti-Cal, is the program that provides free or […]
Medicare covers some of the costs associated with dementia care, including inpatient stays, home health care, and necessary diagnostic tests. Some Medicare plans, such as special needs plans, are specifically geared toward people with chronic conditions like dementia. Can dementia patients be cared for at home? In-home care includes a […]
Friends, neighbors, and family members, including the adult children, and in Oregon, even spouses can be hired as paid caregivers. What are the requirements to be a caregiver in Oregon? In Oregon, there are no minimum state-mandated requirements for independent caregivers. Despite this, most of the independent caregivers referred by […]
Since the Community First Choice Plan is directly offered by Oregon’s Medicaid program, the plan is an entitlement allowing all eligible applicants with access to Medicaid benefits. Applicants for the Oregon Health Plan must be 65 years or older, U.S. citizens, and residents of Oregon. Can a family member be […]
With self-direction, program participants are able to hire, train, manage, and even fire, the caregiver of their choosing. This means that relatives and friends who serve as informal caregivers can become paid caregivers through Medicaid’s state plan. Can your friend be your caregiver? Your family/friend caregiver can only be paid […]
A person who gives care to people who need help taking care of themselves. Examples include children, the elderly, or patients who have chronic illnesses or are disabled. Caregivers may be health professionals, family members, friends, social workers, or members of the clergy. Who can be considered as caregiver? A […]
The Oregon Health Plan (OHP). The Oregon Health Plan (OHP) is Oregon’s Medicaid program. There are several health care programs available for low-income Oregonians through OHP. What is Oregon’s state insurance called? The Oregon Health Plan (OHP)The Oregon Health Plan (OHP) provides health care coverage for Oregonians from all walks […]
Medicaid long-term care services Services can be provided in a person’s home or in a care setting. How do I qualify for home health care in Oregon? To qualify for home health care services, a patient must: Be homebound or have a normal inability to leave home without considerable assistance. […]
Medicaid, the largest public payer of long-term care services, not only covers ongoing and emergent medical care, like doctor visits or hospital costs but also provides coverage for: Long-term care services in nursing homes, including custodial care, for all eligible people age 21 and older. What is the highest income […]